{"id":359,"date":"2024-01-04T10:24:40","date_gmt":"2024-01-04T10:24:40","guid":{"rendered":"https:\/\/phocus1.com\/en\/?page_id=359"},"modified":"2025-03-27T14:47:54","modified_gmt":"2025-03-27T14:47:54","slug":"our-offer","status":"publish","type":"page","link":"https:\/\/phocus1.com\/en\/our-offer\/","title":{"rendered":"Our offer"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1725915041372{margin-top: 80px !important;padding-top: 45px !important;padding-bottom: 0px !important;}\u00a0\u00bb tablet_padding_bottom=\u00a0\u00bb30&Prime;][vc_column width=\u00a0\u00bb1\/3&Prime; mobile_margin_bottom=\u00a0\u00bb30&Prime;]<div class=\"thegem-te-heading thegem-custom-69d7cc2b616b28976\" ><script type=\"text\/javascript\">(function() {function TheGemHeading() {this.animateClass = 'thegem-heading-animate';this.animatedClass = 'thegem-heading-animated';}TheGemHeading.prototype = {initialize: function () {let items =document.querySelectorAll('.'+this.animateClass);items.forEach((item)=>{if (this.isElementVisible(item)) {this.prepareAnimation(item);this.startAnimation(item);}});if ('IntersectionObserver' in window) {let intersectionObserver = new IntersectionObserver((entries)=>{entries.forEach((entry)=> {if (entry.isIntersecting) {this.startAnimation(entry.target);intersectionObserver.unobserve(entry.target);}});});items.forEach((item)=>{intersectionObserver.observe(item);this.prepareAnimation(item);});} else {items.forEach((item)=>{this.prepareAnimation(item);this.startAnimation(item);});}},isElementVisible: function (element) {let rect= element.getBoundingClientRect(),width= window.innerWidth || document.documentElement.clientWidth,height = window.innerHeight || document.documentElement.clientHeight,efp= (x, y) => document.elementFromPoint(x, y);if (rect.right < 0 || rect.bottom < 0 || rect.left > width || rect.top > height) return false;return (element.contains(efp(rect.left,rect.top)) ||element.contains(efp(rect.right, rect.top)) ||element.contains(efp(rect.right, rect.bottom)) ||element.contains(efp(rect.left,rect.bottom)));},startAnimation: function (element) {if (element && !element.classList.contains(this.animatedClass)) {element.classList.add(this.animatedClass);element.classList.remove(this.animateClass);element.dispatchEvent(new Event('theGemHeading.startAnimation', {bubbles: true}));}},prepareAnimation: function (element) {if (element && !element.isPreparedAnimation) {element.dispatchEvent(new Event('theGemHeading.prepareAnimation', {bubbles: true}));element.isPreparedAnimation = true;}}};window.theGemHeading = new TheGemHeading();document.addEventListener('DOMContentLoaded', function() {window.theGemHeading.initialize();});})();<\/script><div id=\"thegem-heading-69d7cc2b6138b\" class=\"thegem-heading title-xlarge vc_custom_1738606094460 words-slide-up thegem-heading-animate\" style=\"text-align: center;\" ><span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #00f0ff; animation-delay: 60ms\">+88,73<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #00f0ff; animation-delay: 120ms\">%<\/span><\/span><\/div><style type=\"text\/css\">#thegem-heading-69d7cc2b6138b {margin: 0;}#thegem-heading-69d7cc2b6138b {margin-left: auto; margin-right: auto;}#thegem-heading-69d7cc2b6138b > * {justify-content: center;}#thegem-heading-69d7cc2b6138b {font-size: 70px;}#thegem-heading-69d7cc2b6138b {line-height: 87px;}#thegem-heading-69d7cc2b6138b {letter-spacing: 1px;}#thegem-heading-69d7cc2b6138b, #thegem-heading-69d7cc2b6138b .light {text-transform: none;}#thegem-heading-69d7cc2b6138b .thegem-heading-word {animation-timing-function: cubic-bezier(0.35, 0, 0.08, 1);}#thegem-heading-69d7cc2b6138b a:hover, #thegem-heading-69d7cc2b6138b a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b616b28976{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b616b28976{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b616b28976{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b616b28976{position: relative !important;}}<\/style><div class=\"thegem-te-heading thegem-custom-69d7cc2b617b25827\" ><div id=\"thegem-heading-69d7cc2b61780\" class=\"thegem-heading title-h6 words-slide-up thegem-heading-animate\" style=\"text-align: center;\" ><span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 60ms\">Gross<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 120ms\">return<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 180ms\">since<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 240ms\">inception<\/span><\/span><\/div><style type=\"text\/css\">#thegem-heading-69d7cc2b61780 {margin: 0;}#thegem-heading-69d7cc2b61780 {margin-left: auto; margin-right: auto;}#thegem-heading-69d7cc2b61780 > * {justify-content: center;}#thegem-heading-69d7cc2b61780 {font-size: 16px;}#thegem-heading-69d7cc2b61780, #thegem-heading-69d7cc2b61780 .light {text-transform: none;}#thegem-heading-69d7cc2b61780 .thegem-heading-word {animation-timing-function: cubic-bezier(0.35, 0, 0.08, 1);}#thegem-heading-69d7cc2b61780 a:hover, #thegem-heading-69d7cc2b61780 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b617b25827{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b617b25827{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b617b25827{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b617b25827{position: relative !important;}}<\/style>[\/vc_column][vc_column width=\u00a0\u00bb1\/3&Prime; mobile_margin_bottom=\u00a0\u00bb30&Prime;]<div class=\"thegem-te-heading thegem-custom-69d7cc2b6186f885\" ><div id=\"thegem-heading-69d7cc2b61845\" class=\"thegem-heading title-xlarge vc_custom_1717675054516 words-slide-up thegem-heading-animate\" style=\"text-align: center;\" ><span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #00f0ff; animation-delay: 260ms\">0<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #00f0ff; animation-delay: 320ms\">%<\/span><\/span><\/div><style type=\"text\/css\">#thegem-heading-69d7cc2b61845 {margin: 0;}#thegem-heading-69d7cc2b61845 {margin-left: auto; margin-right: auto;}#thegem-heading-69d7cc2b61845 > * {justify-content: center;}#thegem-heading-69d7cc2b61845 {font-size: 70px;}#thegem-heading-69d7cc2b61845 {line-height: 87px;}#thegem-heading-69d7cc2b61845 {letter-spacing: 1px;}#thegem-heading-69d7cc2b61845, #thegem-heading-69d7cc2b61845 .light {text-transform: none;}#thegem-heading-69d7cc2b61845 .thegem-heading-word {animation-timing-function: cubic-bezier(0.35, 0, 0.08, 1);}#thegem-heading-69d7cc2b61845 a:hover, #thegem-heading-69d7cc2b61845 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b6186f885{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b6186f885{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b6186f885{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b6186f885{position: relative !important;}}<\/style><div class=\"thegem-te-heading thegem-custom-69d7cc2b619221935\" ><div id=\"thegem-heading-69d7cc2b618fd\" class=\"thegem-heading title-h6 words-slide-up thegem-heading-animate\" style=\"text-align: center;\" ><span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; 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animation-delay: 460ms\">7<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #00f0ff; animation-delay: 520ms\">major<\/span><\/span><\/div><style type=\"text\/css\">#thegem-heading-69d7cc2b619b1 {margin: 0;}#thegem-heading-69d7cc2b619b1 {margin-left: auto; margin-right: auto;}#thegem-heading-69d7cc2b619b1 > * {justify-content: center;}#thegem-heading-69d7cc2b619b1 {font-size: 70px;}#thegem-heading-69d7cc2b619b1 {line-height: 87px;}#thegem-heading-69d7cc2b619b1, #thegem-heading-69d7cc2b619b1 .light {text-transform: none;}#thegem-heading-69d7cc2b619b1 .thegem-heading-word {animation-timing-function: cubic-bezier(0.35, 0, 0.08, 1);}#thegem-heading-69d7cc2b619b1 a:hover, #thegem-heading-69d7cc2b619b1 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b619d36113{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b619d36113{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b619d36113{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b619d36113{position: relative !important;}}<\/style><div class=\"thegem-te-heading thegem-custom-69d7cc2b61a765147\" ><div id=\"thegem-heading-69d7cc2b61a59\" class=\"thegem-heading title-h6 words-slide-up thegem-heading-animate\" style=\"text-align: center;\" ><span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 460ms\">Currencies<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 520ms\">traded<\/span><\/span> <span class=\"thegem-heading-word-wrap\"><span class=\"colored thegem-heading-word\" style=\"color: #ffffff; animation-delay: 580ms\">24h\/24<\/span><\/span><\/div><style type=\"text\/css\">#thegem-heading-69d7cc2b61a59 {margin: 0;}#thegem-heading-69d7cc2b61a59 {margin-left: auto; margin-right: auto;}#thegem-heading-69d7cc2b61a59 > * {justify-content: center;}#thegem-heading-69d7cc2b61a59 {font-size: 16px;}#thegem-heading-69d7cc2b61a59, #thegem-heading-69d7cc2b61a59 .light {text-transform: none;}#thegem-heading-69d7cc2b61a59 .thegem-heading-word {animation-timing-function: cubic-bezier(0.35, 0, 0.08, 1);}#thegem-heading-69d7cc2b61a59 a:hover, #thegem-heading-69d7cc2b61a59 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b61a765147{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b61a765147{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b61a765147{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b61a765147{position: relative !important;}}<\/style>[\/vc_column][\/vc_row][vc_row thegem_shadow_color=\u00a0\u00bbrgba(0,0,0,0.49)\u00a0\u00bb thegem_shaow_vertical=\u00a0\u00bb0&Prime; thegem_shaow_blur=\u00a0\u00bb19&Prime; thegem_shaow_spread=\u00a0\u00bb9&Prime; thegem_enable_shadow=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704377041770{margin-top: 80px !important;margin-bottom: 100px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;background-color: #ffffff !important;border-left-color: #ffffff !important;border-left-style: solid !important;border-right-color: #ffffff !important;border-right-style: solid !important;border-top-color: #ffffff !important;border-top-style: solid !important;border-bottom-color: #ffffff !important;border-bottom-style: solid !important;border-radius: 20px !important;}\u00a0\u00bb el_class=\u00a0\u00bblayout360_card-content\u00a0\u00bb custom_css_code=\u00a0\u00bbLmdlbS1pbWFnZS1jZW50ZXJlZC1ib3glMjAlN0IlMEElMjAlMjAlMjAlMjBtYXJnaW4tYm90dG9tJTNBJTIwMCUzQiUwQSU3RA==\u00a0\u00bb tablet_margin_left=\u00a0\u00bb21&Prime; tablet_margin_right=\u00a0\u00bb21&Prime; mobile_margin_left=\u00a0\u00bb0&Prime; mobile_margin_right=\u00a0\u00bb0&Prime;][vc_column css=\u00a0\u00bb.vc_custom_1704377051912{padding-top: 25px !important;padding-right: 40px !important;padding-bottom: 0px !important;padding-left: 40px !important;}\u00a0\u00bb mobile_padding_left=\u00a0\u00bb20&Prime; mobile_padding_right=\u00a0\u00bb20&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n<h2 class=\"title-h1\"><span style=\"color: #1c374d;\"><span class=\"custom-blue\">Become a Limited Partner of Phocus1<\/span><\/span><\/h2>\n<p>[\/vc_column_text][vc_column_text css=\u00a0\u00bb.vc_custom_1738606330751{margin-bottom: 40px !important;}\u00a0\u00bb]Investment starting at \u20ac125,000, in compliance with Luxembourg regulations.<br \/>\nPhocus is registered as an AIFM in Luxembourg, classified as an Alternative Investment Fund (AIF), compartment No. 5628, RCS B251244, with 100% currency-based assets. It is reserved for informed or professional investors, both individuals and legal entities. Through our Luxembourg-based alternative investment fund, benefit from high-yield investment opportunities.[\/vc_column_text][vc_row_inner content_placement=\u00a0\u00bbmiddle\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704369712830{margin-bottom: 0px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]<div class=\"centered-box gem-image-centered-box\" ><div class=\"gem-image gem-wrapbox gem-wrapbox-style-default gem-wrapbox-position-centered  thegem-custom-69d7cc2b61a986153\"  style=\"\" ><div class=\"gem-wrapbox-inner \" ><img class=\"gem-wrapbox-element img-responsive\" src=\"https:\/\/phocus1.com\/en\/wp-content\/uploads\/2025\/02\/NAV-funds.png\" alt=\"\"\/><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]The percentage reflects the monthly change in the share value.<\/p>\n<p>The share value, or NAV (Net Asset Value), is updated on the 30th or 31st of each month.<\/p>\n<p>The recommended investment horizon or holding period for your shares is 12 rolling months.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<style type=\"text\/css\">.thegem-button-69d7cc2b622056606 .gem-button {font-size: 14px;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69d7cc2b622056606 custom-gradient-button   \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 10px;\" onmouseleave=\"\" onmouseenter=\"\" href=\"https:\/\/private.phocus1.com\/register\" target=\"_blank\">CREATE YOUR ACCOUNT AND GET ACCESS TO OUR PROSPECTUS &amp; PERFORMANCE<\/a><\/div> [\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=\u00a0\u00bb.vc_custom_1738606743322{margin-bottom: 30px !important;}\u00a0\u00bb]<\/p>\n<h2 class=\"title-h3\"><span style=\"color: #ffffff;\">HOW TO JOIN PHOCUS1 AND <span class=\"custom-blue\">INVEST WITH US <\/span><\/span><\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row custom_css_code=\u00a0\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\u00a0\u00bb][vc_column]<div class=\"quickfinder quickfinder-style-vertical-3 quickfinder-style-vertical quickfinder-icon-position-top quickfinder-alignment-center quickfinder-title-bold\"><div id=\"post-965\" data-ll-finish-delay=\"200\" class=\"quickfinder-item odd quickfinder-item-effect-border-reverse border-reverse-with-background small lazy-loading post-965 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content lazy-loading-item\" data-ll-item-delay=\"0\" data-ll-effect=\"clip\"> <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-material gem-icon-size-small gem-icon-shape-circle\" style=\"border-color: #000000;border-color: #fff;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #000000;\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 100px;\"> <div class=\"connector\" style=\"border-color: #ffffff; left: -27px;\"> <\/div> <div class=\"quickfinder-item-info lazy-loading-item\" data-ll-item-delay=\"200\" data-ll-effect=\"fading\"> <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" >1<\/div> <div class=\"quickfinder-item-text\" ><div class=\"thegem-template-wrapper thegem-template-content thegem-template-966\"><style>.vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}.vc_custom_1738607310065{margin-bottom: 20px !important;}<\/style>[vc_row css=\".vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}\"][vc_column]<div class=\"thegem-te-heading thegem-custom-69d7cc2b6308e4837\" ><h3 id=\"thegem-heading-69d7cc2b63065\" class=\"thegem-heading title-h5 vc_custom_1738607310065\" style=\"text-align: left;\" ><span>You create your account in your investor portal<\/span><\/h3><style type=\"text\/css\">#thegem-heading-69d7cc2b63065 {margin: 0;}#thegem-heading-69d7cc2b63065 a:hover, #thegem-heading-69d7cc2b63065 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b6308e4837{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b6308e4837{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b6308e4837{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b6308e4837{position: relative !important;}}<\/style>[vc_column_text css=\"\"] <ul> <li data-sourcepos=\"14:4-14:26\"><span style=\"color: #000000;\">Monitor the monthly value of your shares<\/span><\/li> <li data-sourcepos=\"15:4-15:32\"><span style=\"color: #000000;\">Monitor the monthly value of your shares<\/span><\/li> <li data-sourcepos=\"16:4-16:26\"><span style=\"color: #000000;\">Access the prospectus and management report<\/span><\/li> <li data-sourcepos=\"17:4-18:0\"><span style=\"color: #000000;\">Store legal documents related to your investment: investment certificate, KYC, proof of residence, etc.<\/span><\/li> <\/ul> <span style=\"color: #000000;\">\u279c<strong> Create your investor account: <span style=\"text-decoration: underline; color: #3366ff;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/private.phocus1.com\/register\" target=\"_blank\" rel=\"noopener\">here<\/a><\/span><\/strong><\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/div><\/div> <\/div> <\/div> <\/div> <\/div>\n<div id=\"post-970\" data-ll-finish-delay=\"200\" class=\"quickfinder-item even quickfinder-item-effect-border-reverse border-reverse-with-background small lazy-loading post-970 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content lazy-loading-item\" data-ll-item-delay=\"0\" data-ll-effect=\"clip\"> <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-material gem-icon-size-small gem-icon-shape-circle\" style=\"border-color: #000000;border-color: #fff;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #000000;\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 100px;\"> <div class=\"connector\" style=\"border-color: #ffffff; left: -27px;\"> <\/div> <div class=\"quickfinder-item-info lazy-loading-item\" data-ll-item-delay=\"200\" data-ll-effect=\"fading\"> <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" >2<\/div> <div class=\"quickfinder-item-text\" ><div class=\"thegem-template-wrapper thegem-template-content thegem-template-967\"><style>.vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}.vc_custom_1738607512863{margin-bottom: 20px !important;}<\/style>[vc_row css=\".vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}\"][vc_column]<div class=\"thegem-te-heading thegem-custom-69d7cc2b632c23540\" ><h3 id=\"thegem-heading-69d7cc2b632a6\" class=\"thegem-heading title-h5 vc_custom_1738607512863\" style=\"text-align: left;\" ><span>Review the documents and sign the subscription form<\/span><\/h3><style type=\"text\/css\">#thegem-heading-69d7cc2b632a6 {margin: 0;}#thegem-heading-69d7cc2b632a6 a:hover, #thegem-heading-69d7cc2b632a6 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b632c23540{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b632c23540{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b632c23540{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b632c23540{position: relative !important;}}<\/style>[vc_column_text css=\"\"] <ul> <li data-sourcepos=\"12:4-12:69\"><span style=\"color: #000000;\">The prospectus is available for download in your investor portal<\/span><\/li> <li data-sourcepos=\"13:4-13:4\"><span style=\"color: #000000;\">When you are ready, we will send you the subscription form via DocuSign<\/span><\/li> <\/ul> [\/vc_column_text][\/vc_column][\/vc_row]<\/div><\/div> <\/div> <\/div> <\/div> <\/div>\n<div id=\"post-971\" data-ll-finish-delay=\"200\" class=\"quickfinder-item odd quickfinder-item-effect-border-reverse border-reverse-with-background small lazy-loading post-971 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content lazy-loading-item\" data-ll-item-delay=\"0\" data-ll-effect=\"clip\"> <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-material gem-icon-size-small gem-icon-shape-circle\" style=\"border-color: #000000;border-color: #fff;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #000000;\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 100px;\"> <div class=\"connector\" style=\"border-color: #ffffff; left: -27px;\"> <\/div> <div class=\"quickfinder-item-info lazy-loading-item\" data-ll-item-delay=\"200\" data-ll-effect=\"fading\"> <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" >3<\/div> <div class=\"quickfinder-item-text\" ><div class=\"thegem-template-wrapper thegem-template-content thegem-template-968\"><style>.vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}.vc_custom_1738607770386{margin-bottom: 20px !important;}<\/style>[vc_row css=\".vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}\"][vc_column]<div class=\"thegem-te-heading thegem-custom-69d7cc2b634d78502\" ><h3 id=\"thegem-heading-69d7cc2b634bd\" class=\"thegem-heading title-h5 vc_custom_1738607770386\" style=\"text-align: left;\" ><span>Make your bank transfer<br \/>\n<\/span><\/h3><style type=\"text\/css\">#thegem-heading-69d7cc2b634bd {margin: 0;}#thegem-heading-69d7cc2b634bd a:hover, #thegem-heading-69d7cc2b634bd a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b634d78502{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b634d78502{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b634d78502{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b634d78502{position: relative !important;}}<\/style>[vc_column_text css=\"\"] <div style=\"color: var(--midnight-blue); letter-spacing: .2px; margin-top: 1rem; font-size: 16px; font-weight: 400; line-height: 28px;\"> <ul> <li data-sourcepos=\"6:4-6:70\"><span style=\"color: #000000;\">The transfer is made to the Phocus1 account held at Olkypay, a regulated Franco-Luxembourg bank<\/span><\/li> <li data-sourcepos=\"7:4-7:109\"><span style=\"color: #000000;\">Your funds must reach us before the 30th of the month, which is the date for calculating the Net Asset Value (NAV)<\/span><\/li> <li data-sourcepos=\"8:4-8:129\"><span style=\"color: #000000;\">After the NAV is calculated, we allocate the corresponding number of shares based on your investment amount<\/span><\/li> <li data-sourcepos=\"9:4-10:0\"><span style=\"color: #000000;\">For example, If you invested \u20ac150,000 in August 2024, when the share value was \u20ac1,820.2460, you would receive 82.4064 shares<\/span><\/li> <\/ul> <\/div> [\/vc_column_text][\/vc_column][\/vc_row]<\/div><\/div> <\/div> <\/div> <\/div> <\/div>\n<div id=\"post-972\" data-ll-finish-delay=\"200\" class=\"quickfinder-item even quickfinder-item-effect-border-reverse border-reverse-with-background small lazy-loading post-972 thegem_qf_item type-thegem_qf_item status-publish\" data-ll-item-delay=\"0\"> <div class=\"quickfinder-item-image\"> <div class=\"quickfinder-item-image-content lazy-loading-item\" data-ll-item-delay=\"0\" data-ll-effect=\"clip\"> <div class=\"quickfinder-item-image-wrapper\"> <div class=\"gem-icon gem-icon-pack-material gem-icon-size-small gem-icon-shape-circle\" style=\"border-color: #000000;border-color: #fff;opacity: 1;\"><div class=\"gem-icon-inner\" style=\"background-color: #000000;\"><span class=\"gem-icon-half-1\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"color: #ffffff00;\"><span class=\"back-angle\">&#xf1ba;<\/span><\/span><\/div><\/div> <\/div> <\/div> <\/div> <div class=\"quickfinder-item-info-wrapper\" style=\"min-height: 100px;\"> <div class=\"connector\" style=\"border-color: #ffffff; left: -27px;\"> <\/div> <div class=\"quickfinder-item-info lazy-loading-item\" data-ll-item-delay=\"200\" data-ll-effect=\"fading\"> <div style=\"display: block; min-height: 50px;\"> <div class=\"quickfinder-item-title\" >4<\/div> <div class=\"quickfinder-item-text\" ><div class=\"thegem-template-wrapper thegem-template-content thegem-template-969\"><style>.vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}.vc_custom_1738607845293{margin-bottom: 20px !important;}<\/style>[vc_row css=\".vc_custom_1705596605158{padding-top: 10px !important;padding-right: 15px !important;padding-bottom: 40px !important;padding-left: 30px !important;background-color: #ffffff !important;border-radius: 20px !important;}\"][vc_column]<div class=\"thegem-te-heading thegem-custom-69d7cc2b636dd2923\" ><h3 id=\"thegem-heading-69d7cc2b636b1\" class=\"thegem-heading title-h5 vc_custom_1738607845293\" style=\"text-align: left;\" ><span>That&#039;s it, your capital is at work<\/span><\/h3><style type=\"text\/css\">#thegem-heading-69d7cc2b636b1 {margin: 0;}#thegem-heading-69d7cc2b636b1 a:hover, #thegem-heading-69d7cc2b636b1 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b636dd2923{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b636dd2923{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b636dd2923{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b636dd2923{position: relative !important;}}<\/style>[vc_column_text css=\"\"] <div style=\"color: var(--midnight-blue); letter-spacing: .2px; margin-top: 1rem; font-size: 16px; font-weight: 400; line-height: 28px;\"> <ul> <li data-sourcepos=\"6:4-6:70\"><span style=\"color: #000000;\">Your returns are compounded daily, enhancing the power of compound interest<\/span><\/li> <li data-sourcepos=\"7:4-7:109\"><span style=\"color: #000000;\">Your investment benefits from tax transparency<\/span><\/li> <li data-sourcepos=\"8:4-8:129\"><span style=\"color: #000000;\">The investor portal enables you to track and manage your investment with full transparency<\/span><\/li> <\/ul> <\/div> [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] [\/vc_column_text][\/vc_column][\/vc_row]<\/div><\/div> <\/div> <\/div> <\/div> <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row thegem_shadow_color=\u00a0\u00bbrgba(0,0,0,0.49)\u00a0\u00bb thegem_shaow_vertical=\u00a0\u00bb0&Prime; thegem_shaow_blur=\u00a0\u00bb19&Prime; thegem_shaow_spread=\u00a0\u00bb9&Prime; thegem_enable_shadow=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704377751368{margin-bottom: 125px !important;background-color: rgba(28,55,77,0.44) !important;*background-color: rgb(28,55,77) !important;border-radius: 20px !important;}\u00a0\u00bb el_class=\u00a0\u00bblayout360_card-content\u00a0\u00bb custom_css_code=\u00a0\u00bbLmdlbS1pbWFnZS1jZW50ZXJlZC1ib3glMjAlN0IlMEElMjAlMjAlMjAlMjBtYXJnaW4tYm90dG9tJTNBJTIwMCUzQiUwQSU3RCUwQS5nZW0taW1hZ2UtY2VudGVyZWQtYm94JTIwaW1nJTIwJTdCJTBBJTIwJTIwJTIwJTIwYm9yZGVyLXJhZGl1cyUzQSUyMDIwcHglM0IlMEElN0Q=\u00a0\u00bb tablet_margin_left=\u00a0\u00bb21&Prime; tablet_margin_right=\u00a0\u00bb21&Prime; mobile_margin_left=\u00a0\u00bb0&Prime; mobile_margin_right=\u00a0\u00bb0&Prime; mobile_margin_bottom=\u00a0\u00bb30&Prime;][vc_column css=\u00a0\u00bb.vc_custom_1704369777349{padding-top: 25px !important;padding-right: 40px !important;padding-bottom: 30px !important;padding-left: 40px !important;}\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n<h2 class=\"title-h1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\">In summary, how does it work:<\/span><\/h2>\n<p>[\/vc_column_text][vc_column_text css=\u00a0\u00bb.vc_custom_1738658994993{margin-bottom: 40px !important;}\u00a0\u00bb]<span style=\"color: #ffffff;\">With a 12-month investment horizon and the ability to access your capital within a week if needed, our fund combines qualities rarely found in traditional investment funds: monthly liquidity, profitability, and continuous transparency.<\/span><\/p>\n<p><span style=\"color: #ffffff;\">This is made possible by the very nature of our investment: <strong>the currencies of major OECD countries.<\/strong><\/span>[\/vc_column_text][vc_row_inner content_placement=\u00a0\u00bbmiddle\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704369695349{margin-bottom: 0px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]<div class=\"centered-box gem-image-centered-box\" ><div class=\"gem-image gem-wrapbox gem-wrapbox-style-default gem-wrapbox-position-centered  thegem-custom-69d7cc2b6373b873\"  style=\"\" ><div class=\"gem-wrapbox-inner \" ><img class=\"gem-wrapbox-element img-responsive\" src=\"https:\/\/phocus1.com\/en\/wp-content\/uploads\/2025\/02\/Titre-4.jpg\" alt=\"\"\/><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<span style=\"color: #ffffff;\">Our fund is exclusively composed of currencies and includes no stocks, ETFs, bonds, sovereign debt, or speculative assets such as cryptocurrencies or other non-currency instruments.<\/span><\/p>\n<p><span style=\"color: #ffffff;\">Guarantee #1: The underlying assets, entirely composed of currencies, are specified in the fund&rsquo;s statutes, prohibiting managers from making any other type of investment.<\/span><\/p>\n<p><span style=\"color: #ffffff;\">Guarantee #2: No fees are applied to your capital. Commissions are <strong>charged solely on realized gains<\/strong>, ensuring that 100% of your investment is deployed to generate performance aligned with your interests.<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=\u00a0\u00bbmiddle\u00a0\u00bb thegem_shadow_color=\u00a0\u00bb#ffffff\u00a0\u00bb thegem_shaow_vertical=\u00a0\u00bb0&Prime; thegem_shaow_blur=\u00a0\u00bb7&Prime; thegem_shaow_spread=\u00a0\u00bb0&Prime; thegem_row_overflow=\u00a0\u00bbhidden\u00a0\u00bb thegem_enable_shadow=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1743015664657{margin-bottom: 60px !important;background-color: #FFFFFF !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 20px !important;}\u00a0\u00bb mobile_margin_left=\u00a0\u00bb0&Prime; mobile_margin_right=\u00a0\u00bb0&Prime;][vc_column width=\u00a0\u00bb1\/2&Prime; thegem_content_alignment=\u00a0\u00bbleft\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1742984851041{padding-right: 20px !important;padding-left: 65px !important;}\u00a0\u00bb mobile_padding_left=\u00a0\u00bb21&Prime; mobile_padding_right=\u00a0\u00bb21&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n<h5 style=\"text-align: center;\">DOWNLOAD<\/h5>\n<p>[\/vc_column_text][vc_column_text css=\u00a0\u00bb.vc_custom_1743086158965{margin-bottom: 20px !important;border-left-width: 0px !important;padding-left: 10px !important;border-left-style: solid !important;border-color: #ffffff !important;}\u00a0\u00bb]<\/p>\n<h1 class=\"title-h2\" style=\"text-align: center;\"><span style=\"color: #1c374d;\"><span class=\"custom-blue\">THE PHOCUS1 APP TO:<\/span><\/span><\/h1>\n<ul>\n<li style=\"text-align: left;\"><span class=\"light\">Track our performances<\/span><\/li>\n<li style=\"text-align: left;\"><span class=\"light\">Access our management reports<\/span><\/li>\n<li style=\"text-align: left;\"><span class=\"light\">Download the fund prospectus<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=\u00a0\u00bb13350&Prime; img_size=\u00a0\u00bbfull\u00a0\u00bb alignment=\u00a0\u00bbcenter\u00a0\u00bb onclick=\u00a0\u00bbcustom_link\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb link=\u00a0\u00bbhttps:\/\/apps.apple.com\/us\/app\/phocus1\/id6739567157&Prime;][vc_single_image image=\u00a0\u00bb13349&Prime; img_size=\u00a0\u00bbfull\u00a0\u00bb alignment=\u00a0\u00bbcenter\u00a0\u00bb onclick=\u00a0\u00bbcustom_link\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1743086319501{margin-bottom: 0px !important;}\u00a0\u00bb link=\u00a0\u00bbhttps:\/\/play.google.com\/store\/apps\/details?id=com.remisaleh.Phocus1&Prime;]<style type=\"text\/css\">.thegem-button-69d7cc2b63a242711 .gem-button {font-size: 12px;}<\/style><div class=\"gem-button-container gem-button-position-center thegem-button-69d7cc2b63a242711    \"  ><a class=\"gem-button gem-button-size-medium gem-button-style-flat gem-button-text-weight-normal\" data-ll-effect=\"drop-right-without-wrap\" style=\"border-radius: 10px;background-color: #0077FF;\" onmouseleave=\"this.style.backgroundColor='#0077FF';\" onmouseenter=\"\" href=\"https:\/\/private.phocus1.com\/register\" target=\"_blank\">CREATE YOUR ACCOUNT<\/a><\/div> [\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime;]<div class=\"gem-image gem-wrapbox gem-wrapbox-style-default gem-wrapbox-position-right  thegem-custom-69d7cc2b63a4d9556\"  style=\"\" ><div class=\"gem-wrapbox-inner \" ><img class=\"gem-wrapbox-element img-responsive\" src=\"https:\/\/phocus1.com\/en\/wp-content\/uploads\/2025\/03\/Download-App-Phocus1-1.png\" alt=\"\"\/><\/div><\/div>[\/vc_column][\/vc_row][vc_row content_placement=\u00a0\u00bbbottom\u00a0\u00bb thegem_shadow_color=\u00a0\u00bb#ffffff\u00a0\u00bb thegem_shaow_vertical=\u00a0\u00bb0&Prime; thegem_shaow_blur=\u00a0\u00bb7&Prime; thegem_shaow_spread=\u00a0\u00bb0&Prime; thegem_row_overflow=\u00a0\u00bbhidden\u00a0\u00bb thegem_enable_shadow=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1738659734439{margin-bottom: 10px !important;background-image: url(https:\/\/phocus1.com\/en\/wp-content\/uploads\/2023\/12\/64006e65f7594dad780b2624_joshua.jpg?id=184) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 20px !important;}\u00a0\u00bb custom_css_code=\u00a0\u00bbJTIwLmdlbS13cmFwYm94JTIwJTdCJTBBJTIwJTIwJTIwJTIwbWFyZ2luLWJvdHRvbSUzQSUyMDAlMjAlMjFpbXBvcnRhbnQlM0IlMEElN0Q=\u00a0\u00bb tablet_margin_left=\u00a0\u00bb21&Prime; tablet_margin_right=\u00a0\u00bb21&Prime; mobile_margin_left=\u00a0\u00bb0&Prime; mobile_margin_right=\u00a0\u00bb0&Prime;][vc_column width=\u00a0\u00bb7\/12&Prime; css=\u00a0\u00bb.vc_custom_1704377608977{padding-right: 40px !important;padding-left: 65px !important;}\u00a0\u00bb mobile_padding_left=\u00a0\u00bb21&Prime; mobile_padding_right=\u00a0\u00bb21&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1738659671276{margin-bottom: 90px !important;border-left-width: 2px !important;padding-left: 15px !important;border-left-style: solid !important;border-color: #ffffff !important;}\u00a0\u00bb]<\/p>\n<div class=\"styled-subtitle\">\n<p><span style=\"color: #ffffff;\">\u00ab\u00a0As a direct investor in the currency market for several years, I decided to create Phocus1 in 2019 to offer clients of my retirement consulting firm, EOR, the opportunity <span class=\"custom-blue\"><strong>to boost their pensions alongside me\u00a0\u00bb<\/strong><\/span><\/span><\/p>\n<p><span style=\"color: #ffffff;\">Interested? I invite you to join our <a style=\"text-decoration: underline; color: #ffffff;\" href=\"https:\/\/phocus1.com\/webinaire\/\" target=\"_blank\" rel=\"noopener\"><strong>next meeting.<\/strong><\/a><\/span><\/p>\n<div class=\"title-h5\" style=\"color: #00f6ff;\">Jean-Fran\u00e7ois Chauffet\u00e9<\/div>\n<div style=\"font-size: 15px;\"><span style=\"color: #ffffff;\">ENTREPRENEUR &#8211; PHOCUS1 FOUNDER<\/span><\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=\u00a0\u00bb5\/12&Prime; thegem_content_alignment=\u00a0\u00bbright\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703850482011{padding-right: 0px !important;}\u00a0\u00bb]<div class=\"gem-image gem-wrapbox gem-wrapbox-style-default gem-wrapbox-position-right  thegem-custom-69d7cc2b63ca64929\"  style=\"\" ><div class=\"gem-wrapbox-inner \" ><img class=\"gem-wrapbox-element img-responsive\" src=\"https:\/\/phocus1.com\/en\/wp-content\/uploads\/2023\/12\/63b45c1c4239957108a22596_JF-Chau.png\" alt=\"\"\/><\/div><\/div>[\/vc_column][\/vc_row][vc_row custom_css_code=\u00a0\u00bbJTIwLnZjX2dlbmVyYWwudmNfdHRhLnZjX3R0YS1hY2NvcmRpb24lMjAlN0IlMEElMjAlMjAlMjAlMjBiYWNrZ3JvdW5kJTNBJTIwJTIzZmZmJTIwJTIxaW1wb3J0YW50JTNCJTBBJTdEJTBBJTIwLnZjX3R0YS1wYW5lbC1ib2R5JTIwYSUyMCU3QiUwQSUyMCUyMCUyMGNvbG9yJTNBcmdiJTI4MCUyQyUyMDAlMkMlMjAyMzglMjklM0IlMEElMjAlMjAlMjB0ZXh0LWRlY29yYXRpb24lM0F1bmRlcmxpbmUlM0IlMEElN0Q=\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704377556090{margin-top: 170px !important;margin-bottom: 150px !important;}\u00a0\u00bb mobile_margin_top=\u00a0\u00bb50&Prime; mobile_margin_bottom=\u00a0\u00bb50&Prime;][vc_column]<div class=\"thegem-te-heading thegem-custom-69d7cc2b63f60593\" ><h2 id=\"thegem-heading-69d7cc2b63f33\" class=\"thegem-heading title-h2 vc_custom_1704880257226\" style=\"text-align: center;\" ><span class=\"colored\" style=\"color: #ffffff;\">FAQ<\/span><\/h2><style type=\"text\/css\">#thegem-heading-69d7cc2b63f33 {margin: 0;}#thegem-heading-69d7cc2b63f33 {margin-left: auto; margin-right: auto;}#thegem-heading-69d7cc2b63f33 > * {justify-content: center;}#thegem-heading-69d7cc2b63f33 {font-size: 41px;}#thegem-heading-69d7cc2b63f33, #thegem-heading-69d7cc2b63f33 .light {text-transform: none;}#thegem-heading-69d7cc2b63f33 a:hover, #thegem-heading-69d7cc2b63f33 a:hover span.colored {color: var(--thegem-to-menu-level1-color-hover, #00BCD4) !important;}<\/style><\/div><style>@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b63f60593{display: block!important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b63f60593{display: block!important;}}@media screen and (max-width: 1023px) {.thegem-te-heading.thegem-custom-69d7cc2b63f60593{position: relative !important;}}@media screen and (max-width: 767px) {.thegem-te-heading.thegem-custom-69d7cc2b63f60593{position: relative !important;}}<\/style>[vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703855584539{margin-bottom: 0px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime; css=\u00a0\u00bb.vc_custom_1703856193906{margin-bottom: 5px !important;}\u00a0\u00bb][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb c_position=\u00a0\u00bbright\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703853041942{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbHow can I invest?\u00a0\u00bb tab_id=\u00a0\u00bb1703852529365-86d4a4c9-9d9e\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1704892393037{margin-bottom: 0px !important;}\u00a0\u00bb]You need to sign the partnership agreement and the subscription form. You can find them by opening an account <a href=\"https:\/\/private.phocus1.com\/login\" target=\"_blank\" rel=\"noopener\"> in the investor portal.<\/a>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; css=\u00a0\u00bb.vc_custom_1703856200505{padding-bottom: 5px !important;}\u00a0\u00bb mobile_padding_left=\u00a0\u00bb21&Prime;][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb c_position=\u00a0\u00bbright\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703853041942{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbHow and where is my money invested?\u00a0\u00bb tab_id=\u00a0\u00bb1703852529365-86d4a4c9-111&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1738660137858{margin-bottom: 0px !important;}\u00a0\u00bb]Your capital is invested daily in currency pairs. Based on market fluctuations, we adjust our positions by holding or selling them to generate modest gains or limit losses. Our strategy maintains a 74% success rate for profitable positions.<\/p>\n<p>For more details, <a href=\"https:\/\/private.phocus1.com\/register\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>click here<\/strong><\/span><\/a>.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703855623875{margin-bottom: 0px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime; css=\u00a0\u00bb.vc_custom_1703856176681{margin-bottom: 5px !important;}\u00a0\u00bb][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb c_position=\u00a0\u00bbright\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703853041942{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbCan I track the performance?\u00a0\u00bb tab_id=\u00a0\u00bb1703855195106-60387360-56465&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1738659974311{margin-bottom: 0px !important;}\u00a0\u00bb]Yes, in the shareholder portal, where we invite you to <a href=\"https:\/\/private.phocus1.com\/register\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>create an account here<\/strong><\/span><\/a>.<\/p>\n<p>You can monitor performance, the share value, and your total assets in real-time, as well as access all administrative documents related to your investment: the \u00ab\u00a0share certificate,\u00a0\u00bb subscription form, signed statutes, and your compliance documents (KYC).[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; css=\u00a0\u00bb.vc_custom_1703856168577{margin-bottom: 5px !important;}\u00a0\u00bb][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb c_position=\u00a0\u00bbright\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703853041942{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbWhat tax obligations do I have?\u00a0\u00bb tab_id=\u00a0\u00bb1703855195110-b714886e-674545&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1704892467412{margin-bottom: 0px !important;}\u00a0\u00bb]You must declare your capital gains from the sale of units when you withdraw money, whether it&rsquo;s from annual returns and\/or part or all of your capital. Our Luxembourg-based accountant will guide you on how much to declare.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703855623875{margin-bottom: 0px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime; css=\u00a0\u00bb.vc_custom_1703856208593{margin-bottom: 5px !important;}\u00a0\u00bb][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb c_position=\u00a0\u00bbright\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703853041942{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbHow long does it take to get my money back?\u00a0\u00bb tab_id=\u00a0\u00bb1703855723729-847a63b6-56465211&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1704892484996{margin-bottom: 0px !important;}\u00a0\u00bb]You can get your money back at any time, which makes Phocus1 a totally liquid investment, but beware that you have early withdrawal penalties when the term of the investment is less than 12 months. Every 12 months you can collect your returns and get your capital back without Penalty fees.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; css=\u00a0\u00bb.vc_custom_1703856214601{margin-bottom: 5px !important;}\u00a0\u00bb][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbwhite\u00a0\u00bb c_position=\u00a0\u00bbright\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1703853041942{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbCan the manager run off with the funds?\u00a0\u00bb tab_id=\u00a0\u00bb1703855723733-e40d7a32-65659&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1704892509860{margin-bottom: 0px !important;}\u00a0\u00bb]All money transfers are made in the name of the account holder and are overseen by the bank. The bank account from which the money was initially deposited will be the same one where the funds will be returned upon withdrawal. The bank requires documents related to a withdrawal request, and for deposits, the bank also asks for the corresponding subscription form.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row custom_css_code=\u00a0\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\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704376681731{margin-bottom: 0px !important;}\u00a0\u00bb][vc_column][vc_tta_accordion section_title_tag=\u00a0\u00bbh5&Prime; style=\u00a0\u00bbflat\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb color=\u00a0\u00bbpeacoc\u00a0\u00bb c_icon=\u00a0\u00bbchevron\u00a0\u00bb active_section=\u00a0\u00bb-1&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1704374839533{border-radius: 20px !important;}\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbDisclaimer\u00a0\u00bb tab_id=\u00a0\u00bb1703855723729-847a63b6-56465256&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1738660548562{margin-bottom: 0px !important;padding-right: 10px !important;padding-left: 10px !important;}\u00a0\u00bb]Please note that the content of this website is intended exclusively for finance and investment professionals, and for informed investors as defined by the European Securities and Markets Authority (ESMA). It must be shared responsibly.<\/p>\n<p>Outside of these professional audiences, it is advised not to rely on the information contained on this site.<\/p>\n<p>Important Information:<br \/>\nThe value of investments and income generated by PHOCUS1 SCS, registered in Luxembourg (RCS No. B234389), may fluctuate both upwards and downwards. Shareholders, investors, and clients are not guaranteed to recover the full amounts invested. Past performance is not indicative of future results. Tax implications depend on the personal situation of each shareholder, investor, or client, as well as their country of residence, and may change over time. It is strongly recommended to consult a qualified professional before making any investment decision or participating in a company. Systemic risks may affect stability and could lead to the failure of financial institutions, including well-established ones.<\/p>\n<p>The information on this site does not constitute an offer or solicitation to engage in transactions involving securities or financial instruments in any jurisdiction where such an offer or solicitation would be unauthorized or illegal. This restriction applies in accordance with Regulation (EU) No 596\/2014, implemented in Luxembourg by the law of December 23, 2016, on market abuse. PHOCUS1 does not guarantee the accuracy, timeliness, or completeness of the information provided on this site and disclaims all liability for any errors or omissions.<\/p>\n<p>Certain information on this site may include projections or forward-looking statements about future events or the financial performance of markets, currencies, companies, or countries. These forecasts are based on assumptions and may differ significantly from actual outcomes. Users should independently assess the relevance and accuracy of the information presented and conduct their own research if necessary. Any opinions or estimates mentioned are general in nature and should not be considered as financial advice or personalized recommendations.<\/p>\n<p>Neither PHOCUS1 nor its agents or delegates have assessed the investment objectives, financial situation, or specific needs of the website&rsquo;s users. No guarantees are provided, and no liability will be assumed for any losses resulting directly or indirectly from the use of the information, opinions, or estimates presented. PHOCUS1 SCS reserves the right to modify or update the information on this site at any time without prior notice.<\/p>\n<p>Published in the European Union by PHOCUS1, registered in Luxembourg under RCS No. B251244.<br \/>\nRegistered office: 11, Rue Glesener, L-1631 Luxembourg. Auditor and administrators: FISCONSULT SA.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1725915041372{margin-top: 80px !important;padding-top: 45px !important;padding-bottom: 0px !important;}\u00a0\u00bb tablet_padding_bottom=\u00a0\u00bb30&Prime;][vc_column width=\u00a0\u00bb1\/3&Prime; mobile_margin_bottom=\u00a0\u00bb30&Prime;][\/vc_column][vc_column width=\u00a0\u00bb1\/3&Prime; mobile_margin_bottom=\u00a0\u00bb30&Prime;][\/vc_column][vc_column width=\u00a0\u00bb1\/3&Prime;][\/vc_column][\/vc_row][vc_row thegem_shadow_color=\u00a0\u00bbrgba(0,0,0,0.49)\u00a0\u00bb thegem_shaow_vertical=\u00a0\u00bb0&Prime; thegem_shaow_blur=\u00a0\u00bb19&Prime; 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